Compare Business Insurance Quotes

Protect your business with the right insurance. Compare public liability, professional indemnity, employer's liability, and key-person cover from leading business insurers.

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Business insurance — what every company needs

Running a business without the right insurance is a risk no founder or director should take. A single claim — whether from a client, a customer, or an employee — can be financially devastating without adequate cover. Business insurance is not a single product but a suite of policies tailored to your industry, size, and the specific risks you face. Comparing the market ensures you get the right combination of covers at a competitive price, whether you're a sole trader, a growing SME, or an established company.

Liability insurance — your first line of defence: Public liability covers claims from third parties for injury or property damage. Product liability extends this to goods you manufacture or supply. Employer's liability is a legal requirement the moment you take on your first employee.

Professional indemnity: If your business provides professional advice, consultancy, or services, professional indemnity insurance protects you against claims of negligence, errors, or omissions. It is required by many professional bodies and often mandated by client contracts.

Key-person and business continuity cover: Key-person insurance pays a lump sum if a critical employee — a founder, senior partner, or top salesperson — dies or becomes critically ill. This protects business continuity, loan repayments, and shareholder agreements during a period of disruption.

Public Liability

Protect your business against claims from customers or the public for injury or property damage on your premises or as a result of your operations. Compare limits up to $10m.

Professional Indemnity

Cover for claims arising from professional advice, consultancy, or services you provide to clients. Compare run-off cover options and retroactive date provisions.

Combined Policies

Bundle multiple covers into a single business insurance policy and save. Tailored packages for tradespeople, consultants, retailers, landlords, and office-based businesses.

How to get your business insurance quote

Describe your business

Tell us your business type, industry sector, annual turnover, and number of employees. This information allows insurers to accurately assess your risk profile and provide relevant cover options.

Select the covers you need

Choose from public liability, employer's liability, professional indemnity, business contents, tools cover, cyber liability, and more. Not sure what you need? Our guide explains each type in plain English.

Compare quotes by cover and insurer rating

Browse quotes from specialist business insurers ranked by price and financial strength rating. Compare cover limits, excess levels, and any industry-specific exclusions relevant to your sector.

Buy your policy and receive documents instantly

Complete your application online and receive your certificate of insurance immediately. Many clients need proof of cover before starting a contract — our instant documents mean you're never held up.

Top Business Insurance Providers

★ Featured Provider

Best Value

BusinessShield Pro

Complete business cover for SMEs and sole traders

4.7(8,400)

From $199/mo/month

Public liability included
Professional indemnity
Employer's liability
Business interruption cover

★ Featured Provider

CommercialCover

Tailored commercial insurance for growing businesses

4.5(5,900)

From $249/mo/month

Customisable cover
Cyber liability add-on
Product liability
Fleet vehicle option

EnterpriseProtect

Flexible business insurance with monthly payment

4.2(3,700)

From $175/mo/month

Pay monthly option
Directors & officers cover
Contents & equipment
Legal expenses included

Why compare business insurance with us?

Policies for every business type

From sole traders and freelancers to limited companies and partnerships — we compare policies designed for your legal structure, industry, and risk profile.

Legally required covers flagged

Employer's liability insurance is a legal requirement if you have employees. We make it clear which covers are mandatory for your business so you stay compliant and avoid fines.

Industry-specific cover options

Tradespeople, IT consultants, healthcare practitioners, and retailers all face different risks. We surface industry-specific policies with cover that matches the risks you actually face.

Cyber liability insurance

Data breaches and cyber attacks are among the fastest-growing business risks. We compare cyber liability policies that cover notification costs, regulatory fines, and business interruption losses.

Run-off cover for professional indemnity

Claims under professional indemnity can be made years after the work was done. We compare policies with retroactive cover and explain run-off options so you're protected after a contract ends.

Renewal comparison saves money

Business insurance premiums can increase significantly at renewal. We compare your renewal quote against the whole market so you never overpay for loyalty to your current insurer.

Business Insurance FAQs

Protect your business today

Compare business insurance quotes and find the right cover in minutes — from liability to indemnity and beyond.

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