Compare Home Insurance Quotes
Find the best buildings and contents insurance for your home. Compare quotes from top insurers and get covered at the right price in minutes.
What home insurance really covers
Home insurance protects arguably your most valuable asset, but not all policies are equal. Buildings insurance covers the physical structure — walls, roof, floors, and permanent fixtures — against damage from fire, flooding, subsidence, and storms. Contents insurance protects your belongings inside the home. The right choice depends on whether you own or rent, the rebuild value of the property, and the total value of your possessions. Comparing policies lets you find the ideal combination at a price that makes sense.
Buildings & Contents
Compare buildings-only, contents-only, or combined policies. Find the right level of cover for your property type, ownership status, and the total value of your possessions.
Accidental Damage Cover
Add accidental damage cover to protect your home and belongings from unexpected incidents — including that red wine on the carpet or a DIY mishap through the wall.
Excellent Claims Support
Our trusted insurers have award-winning claims records and dedicated support teams. We compare claims satisfaction scores alongside price so you're never left in the dark when it matters most.
How to get your home insurance quote
Tell us about your property
Enter your property type, number of bedrooms, year built, and construction materials. This information determines the rebuild cost, which is the basis of buildings cover.
Estimate your contents value
List the approximate value of your belongings room by room. Use our contents calculator to make sure you're not underinsured — a common and costly mistake.
Compare quotes by cover and claims rating
Browse policies from top insurers ranked by price and claims satisfaction. Filter by cover type, excess amount, and optional extras like accidental damage and away-from-home cover.
Buy online and get instant confirmation
Select your policy and pay securely online. Your schedule of insurance arrives immediately by email — cover starts from the date you choose.
Top Home Insurance Providers
Budget Direct
Award-winning home insurance
- Buildings & contents cover
- Accidental damage
- Storm & flood cover
- 24/7 claims
HomeShield Premium
Award-winning buildings and contents cover
- Buildings & contents
- Accidental damage cover
- Flood & storm protection
- 24/7 claims team
PropertyProtect
Flexible home insurance with optional extras
- New for old replacement
- Home emergency cover
- Legal expenses included
- Multi-property discount
SafeHome Cover
Budget home cover with essential protection
- Contents-only option
- Theft protection
- Escape of water cover
- Flexible excess options
Why compare home insurance with us?
Rebuild cost guidance included
We help you calculate the correct rebuild value for your property — not the market price — so you're never over- or under-insured at claim time.
Flood-risk property specialists
If your home has a flood risk, we surface specialist policies and insurers that provide fair cover — not blanket exclusions — for high-risk postcodes.
Claims satisfaction scores
Every insurer on our panel is rated for claims handling speed and customer satisfaction. A policy is only good if the insurer pays out when you need them to.
Compare add-ons transparently
Home emergency cover, legal expenses, and garden contents add-ons are clearly itemised. Compare the full cost of the cover you actually want.
Renewal reminders save you money
We remind you before your policy auto-renews and compare your renewal quote against the market, so you never overpay by sticking with the same insurer out of habit.
No jargon, no surprises
Our policy summaries translate insurance jargon into plain English. You know exactly what's covered, what's excluded, and what your excess is before you buy.
Home Insurance FAQs
Protect your home for less
Compare home insurance quotes and find the right buildings and contents cover today.
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