Compare Renters Insurance

Protect your personal belongings as a tenant. Compare renters insurance quotes and get affordable cover — your landlord's policy doesn't protect your possessions.

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Why renters need their own insurance

Your landlord's buildings insurance covers the structure of the property — but it does not cover a single item you own inside it. If there's a fire, a break-in, or a burst pipe, your furniture, electronics, clothing, and valuables would be lost without renters insurance. Beyond personal property, a good renters policy also provides liability cover if a guest is injured in your home, and loss-of-use cover to pay for temporary housing if your rental becomes uninhabitable. All of this typically costs far less than people expect.

Personal property protection: Cover for your furniture, electronics, clothing, sports equipment, and jewellery against theft, fire, accidental damage, and water damage — whether the loss happens at home or on the go.
Liability cover for tenants: If a visitor is injured in your rental or you accidentally damage the landlord's property, liability cover pays for legal costs and damages — protecting your deposit and your finances.
Temporary housing if you can't live there: Loss-of-use cover pays for hotel bills and additional living expenses if your rental becomes uninhabitable due to a covered peril, so you're never left scrambling for a place to stay.

Contents Cover

Protect your furniture, electronics, clothing, and valuables against theft, fire, and accidental damage — inside your rental and away from home.

Liability Protection

Cover for accidental damage to your rental property or injuries to guests in your home — protecting your deposit, your savings, and your credit rating.

Surprisingly Affordable

Renters insurance typically costs just a few dollars a month. Compare quotes now to find the right cover for less than the price of a coffee a week.

How to get renters insurance quotes

1

Estimate your contents value

Go room by room and estimate the replacement value of your belongings — electronics, furniture, clothing, and jewellery. Use our calculator to make sure you don't underinsure.

2

Enter your rental details

Provide your address, property type, and number of occupants. This helps insurers assess the risk level and generate accurate, tailored quotes.

3

Compare policies by cover and premium

Browse quotes ranked by price. Compare liability limits, single-article cover limits, and whether the policy covers belongings away from home or in your car.

4

Activate cover instantly online

Choose your policy and pay securely. Your policy documents arrive by email right away — cover can start the same day, even before you move in.

Best Renters Insurance Policies

★ Featured Provider
RE
Best Value

RenterShield

Comprehensive contents cover designed for renters

4.7(12,100)
From $18/mo/month
  • Contents & valuables cover
  • Accidental damage option
  • Bicycle & gadget cover
  • No claims discount
★ Featured Provider
TE
Most Popular

TenantGuard

Flexible renters cover with instant online quote

4.5(8,400)
From $22/mo/month
  • Worldwide portable cover
  • Tenant liability included
  • Instant online policy
  • Monthly payment option
RE

RentProtect

Essential renters insurance at the lowest price

4.1(5,600)
From $15/mo/month
  • Basic contents cover
  • Fire & theft protection
  • Easy online management
  • Cancel anytime

Why compare renters insurance with us?

Coverage for every type of tenant

Whether you're renting a studio flat, a shared house, or a furnished apartment, we compare policies designed for your specific situation and lifestyle.

Away-from-home cover options

Many renters insurance policies extend cover to belongings outside the home — in your car, at university, or while travelling. We highlight which policies include this benefit.

Flood and water damage comparison

Water damage from burst pipes and appliance leaks is one of the most common renters insurance claims. We ensure the policies we show you are clear about what water-related damage is covered.

Low excess options for smaller claims

We surface policies with competitive excess amounts so smaller claims are worth making — you're not paying a premium only to find the excess wipes out the payout.

No landlord approval needed

You don't need your landlord's permission to take out renters insurance. It's your cover for your belongings — completely independent of your tenancy agreement.

Free to compare, easy to switch

Our comparison is free. And if your current policy isn't delivering value, switching is straightforward — we show you better options and help you move without a coverage gap.

Renters Insurance FAQs

Protect your belongings for less

Compare renters insurance quotes and get covered today — starting from just a few dollars a month.

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